NO-DEPOSIT home loans could disappear next year as the global credit crisis puts the squeeze on banks.

Young professional first-home buyers are expected to be among the hardest hit.

The Commonwealth Bank has told mortgage brokers that from December 1 borrowers would be forced to pay a deposit between 5-20 per cent of the purchase price based on whether they have mortgage insurance.

"Following this week the bank will lend up to 95 per cent of the value of a property," said a Commonwealth spokesman.

No figures are available on exactly how many borrowers have no-deposit loans.

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